辦理銀行業務職場英語

　　下面是關于銀(yin)行業(ye)務(wu)的職場(chang)英語口語，來(lai)看(kan)看(kan)吧(ba)!

　　I want to open an account in this bank.

　　我想在這家銀行開個儲蓄戶頭。

　　A:I want to open an account in this bank.

　　A:我(wo)想在這(zhe)家銀行開個儲蓄戶頭。

　　B:That’s all right,sir. But which do you prefer,a current account or a fixed one?

　　B:好的，先生。您是(shi)開活期(qi)的還(huan)是(shi)定(ding)期(qi)的.?

　　★ open an account

　　★ 開戶

　　What about the annual interest rates?

　　年息是多少?

　　A:What about the annual interest rates?

　　A:年息是多少?

　　B:At present, it’s 3% for the current account and 9% for the fixed account.

　　B:現(xian)在活期(qi)的利率為(wei)3%，定期(qi)的為(wei)9%。

　　How would you like your money?

　　您要什么面額的鈔票?

　　A:How would you like your money?

　　A:您(nin)要什么面額(e)的鈔票(piao)?

　　B:It's all the same to me.

　　B:隨(sui)便什么都可(ke)以。

　　What type of account are you interested in opening?

　　你想開哪一種賬戶?

　　A:What type of account are you interested in opening?

　　A:你想(xiang)開哪一種賬(zhang)戶?

　　B:I need a checking account for a new business.

　　B:我(wo)需要開個支票賬(zhang)戶(hu)，做生意用。

　　Can I get an interest-bearing account?

　　我們能開有利息的賬戶嗎?

　　A:Can I get an interest-bearing account?

　　A:我們(men)能(neng)開(kai)有利息的賬戶嗎(ma)?

　　B:You can have a money market account for your business that will draw interest,but you will need a non-interest bearing account.

　　B:你可以開(kai)計息(xi)的金融市場(chang)賬(zhang)戶(hu),但我們還需要個(ge)無息(xi)賬(zhang)戶(hu)。

　　Is there a limit on the number of checks we can write per month?

　　每月開幾次支票有限制嗎?

　　A:Is there a limit on the number of checks we can write per month?

　　A:每(mei)月開幾次(ci)支票有(you)限制嗎?

　　B:No,there isn't.

　　B:沒有。

　　I need a loan or overdraft to expand my business.

　　我急用一筆貸款或者透支款，以擴展生意。

　　A:I need a loan or overdraft to expand my business.

　　A:我(wo)急用一筆貸款或(huo)者透支款，以擴(kuo)展生意。

　　B:I think we can approve your request of a loan for $8000.

　　B:我想(xiang)我可以撥給你8000美(mei)元(yuan)的(de)貸款。

　　I’m sorry that we will not be available to offer you the credit.

　　對不起，我們無法給你提供貨款。

　　A:I'm sorry that we will not be available to offer you the credit.

　　A:對不起，我(wo)們無法給(gei)你提供貨款。

　　B:May I know the reason?

　　B:請問為什么?

　　Please would you cancel our check No. 530920 in favor of G. Mark Ltd. ?

　　請你取消號碼為530920開給G馬克有限公司的支票，好嗎?

　　A:Please would you cancel our check No. 530920 in favor of G. Mark Ltd.?

　　A:請你取(qu)消號碼(ma)為530920開給G馬(ma)克有限公司(si)的支票，好嗎?

　　B:OK. Check No. 530920.

　　B:好吧(ba)，支票號碼為 530920.

　　Have you ever thought of getting the draft discounted?

　　把(ba)支票貼現，你想過嗎?

　　Can you please open an irrevocable documentary credit?

　　能開一張不可撤消的跟單信用證嗎?

　　A:Can you please open an irrevocable documentary credit?

　　A:能開一(yi)張不可撤消(xiao)的跟(gen)單(dan)信用證嗎?

　　B:Yes,of course. May I know the beneficiary's name? And the amount?

　　B:當(dang)然(ran)可以。請(qing)問受(shou)益人的(de)姓名。金額為多少?

　　★ irrevocable(adj.)

　　★ 不能取消的

　　We have drawn a sight draft on you.

　　我們開具了一份以你為付款人的即期匯票。

　　A:We have drawn a sight draft on you.

　　A:我(wo)們開具了(le)一份以你為付款人(ren)的即期(qi)匯(hui)票。

　　B:I'll inform my bank to pay the bill on my behalf and send me the documents.

　　B:我(wo)會通知銀行代我(wo)付款，同時轉給我(wo)船運單據。

　　★ sight draft( n.)

　　★ 即期(qi)匯票,見票即付票據

　　We normally can’t allow overdraft facilities unless you make a formal arrangement with the bank.

　　我們(men)通(tong)常不(bu)允許透(tou)支的(de)，除非你同銀行辦理了正式手續。

　　★ overdraft(n.)

　　★ 透支

　　Do you have any mortgage for the loan?

　　您有(you)什么可(ke)以做貸款的抵押?

　　★ mortgage(n.)

　　★ 抵押

　　Since you don’t have any collateral, perhaps you could get a guarantor.

　　既然(ran)你們(men)沒(mei)有擔保(bao)物,也許可以找個(ge)擔保(bao)人。

　　★ collateral (n.)

　　★ 抵押品;擔保物

　　What’s the current market rates of discounting?

　　現行的(de)市場(chang)貼現率(lv)是多(duo)少(shao)?

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